New pending patent applications are published on Thursdays. This week's Spotlight Applications continue the theme of blockchains (distributed ledgers, smart contracts) and rights management broadly construed. Assigned to BofA, the first application discloses techniques for cypto-machine learning enabled blockchain based profile pricer. Assigned to Animatech, the second application discloses techniques for a biometric [identity] solution based on cardiac activity (Heart Rate Variability) using advanced mathematical calculations, machine learning, or artificial intelligence identified from the forehead, measured through a camera lens on fixed and mobile devices, scopes, virtual reality headsets, rear view mirrors in vehicles and any device where a camera can be used to identify and authenticate a user and diagnostic indicators where needed.
20200027162, "Crypto-machine learning enabled blockchain based profile pricer," assigned to Bank of America.
Abstract
Methods and systems for a crypto-machine learning enabled blockchain based profile pricer are described herein. In one example, computer-readable instructions are stored in memory, and one or more processors execute the instructions to determine requested information for a user that can be displayed on a user interface in real-time or near real-time of the user's request. In addition, the provided data can be customized for the user based on a user profile stored in the memory as well as based on third party data stored in a database of related information. The data is communicated to the user using blockchains. At least some advantages of such an arrangement are providing requested data to a user, for display on a user interface, in a transparent, secure, and timely manner.
20200028844, "System and method for performing user authentication," assigned to Animatech Ltd (GB)
Abstract
A biometric solution based on cardiac activity (Heart Rate Variability) using advanced mathematical calculations, machine learning, or artificial intelligence identified from the forehead, measured through a camera lens on fixed and mobile devices, scopes, virtual reality headsets, rear view mirrors in vehicles and any device where a camera can be used to identify and authenticate a user and diagnostic indicators where needed. This technology can be combined with additional physical and behavioural biometric indicators for further identification, authentification and specific diagnostic readings. This technology will be used to identify individuals, authenticate users for secure online transactions, grant access to countries, facilities and documents granting an AnimaToken from the AnimaCloud. This technology can be used to determine changes in physical health and indicate the introduction of substances to the body.
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